Yesterday in the mail, I received an offer from said company and, because my husband and I were thinking of consolidating all our debt, this sounded likea good deal. A $15,000 line of credit with no interest for the first year and 11% after that. Because there was no phone number and I had never heard of the company before, I decided to check it out on the internet. Thank god i did. Thank you so much for having a site like this available! After carefully reviewing and rereading the letter several times I noticed that one single sentence halfway through..."You may use your Gold card immediately upon receipt for all purchases from credit provider"Anytime you have to pay up front for credit. It is probably not a very good situation. Jdelaware, Ohio
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