I was employeed by First Premier Bankcard for about 9 months. They employ mostly college age kids that are encouraged to get results and keep "their collection numbers up". The means and manner they use are losely regulated even though most do manage to pass the FDCPA (Fair Debt Collection Practices Act). I was ashamed to work for this company which practices legally predatory lending. DO NOT have any business dealings with this company! They target consumers with lower FICA scores and reap the benefits of exorbitant user fees.
The entire company is setup around the excessive user fees.
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