Starting Last week we've been getting calls stating that we needed to contact 866-505-8249 regarding my account. I had no idea about it so we called and a lady's voicemail was Ms. Billard or something like that. Anyway, we finally got a hold of her after trying to call them back several times and she told my husband that I opened an account with Myperfectcredit.com and cancelled outside of the free trial period and that I owed them 59.95. But problem is, I don't remember trying them or even cancelling an account like this. When I called 1st Credit of America, she repeated my social security number back to me and it made me a little nervous and curious as to why she would repeat the number to me and why she would know it. She insisted that I pay the bill with a credit card or debit card. I asked her to send me an invoice so I can see what is was I was paying for, she said they don't take payment by mail. I have called all the credit bureaus to do a fraud alert and am seriously thinking about changing my ss number. I don't know what to do to have them stop calling me because it seems that the address that they have supplied, they actually don't do business from there. Help!
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