I got an automated phone call from 1st Credit of America telling me I had to call them about my account. I called them and told the answering machine that they had the wrong number. They called back and said, Nope, it is you we want! I said, I have excellent credit and don't owe anyone anything! They again said that I was in collections for MyPerfectCredit and owed 59.95! I am shocked and madder than a cat on a hot tin roof! When they placed me on hold they joined my line with another bewildered person who was also getting scammed. She is a councilwoman in Montana and she had her attorney fire off a letter of complaint to 1st Credit of America, consumer protection agencies and the Three Crdit giants!
I only have till the 18th of August to get this worked out and then it is submitted to the Giants! I am threatened and scammed and I want to rip these thieves apart!
Of course, no response from MyPerfectCredit at all. Just an automated e-mail that it has been received. 1st Credit of America says it is a cancellation fee but when I logged into MyPerfectCredit they said it is a monthly fee on a Permantly Closed Account! I have never received a bill from them and find it amzing that I could be in Collections in any way!
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