Two weeks ago I received a letter from AFNI stating that i owed Cingular wireless 900 dollars and that they would settle for 450. Keep in mind that i closed out and paid a settlement fee wit CBCS. I called the number on the letter and was told that i would have to provide some proof that i had infact paid this off.
Now i'm know for a fact that they can pull people's credit report being that this is the nature of the beast and part of thier job. So why them would they waste their time on someone who has already paid the debt off? Well, i called back after i couldn't get through to get a copy of my credit report. I was then told that if i didn't pay this off that it would go on my credit report. Well by this time i amd getting irate.
I go the the Cingualr office here in town and they pull up my name and inform me that I do not owe them anything and that they don't understand why AFNI has contacted me. I'm not even going to get started on Cingular's incompetence. So the girls prints out this receipt showing that as of 3/18 of this year, i owe nothing. Yet when i called the AFNI people back they tell me that Cingular wrote me off and that they no longer had anything to do with the collection attempt, BS.
If Cingular had written me off then why do i still appear on their billing cycle for an account that was closed out a year ago. Again this is really Cingular's fault had they bother to update their records and info AFNI never would have gotten my name but the fact remains that AFNI is the one threatening my credit line.
I have worked to hard to build my credit up for these morons to come in and mess everything up for me. So my last response to AFNI was here's my receipt from Cingular showing that i owe them nothing. I want a letter from you stating that everything is cleared and i don't know what else they wanted from me, that my next step would be to contact my lawyers. I did get online however and did pull up my credit report and from all that talking they did about putting stuff on my credit report, that's exactly what they did. Now i get the pleasure of contacting my lawyer. AFNI you better hope that your lawyer is a bigger son of a b*$ch than mine if you don't get crap straight and get your name off my credit report.
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