Complaint / Review
Capital One
Gave me a credit card at 15. Now I have horrible credit and they won't take it off. Help!

Hi,

I was given a credit card at 15 from Capital One. I used the card once and that was it. At 15 I didn't have a job or anything but I thought it was cool to have a credit card.

Well, now that I am 19 and have horrible credit because of this card I have no clue what I can do to get this taken care of. It's balance is over $600 and honestly that may not be alot to some but for me it's a fortune.

Is there anyway that I can get this taken care of. I call them and tell them that I wasn't 18 at the time and they don't care. They just want their money.

Also, when I did a credit check it said that I was born in '79. And I was actually born in '86. I had that taken off my credit report.

Does anyone know what I can do to take care of this?

Please someone...