The letter I got offered $10,000 credit "valid exclusively toward all credit purchases from credit provider." It mentioned that even though I had been "denied access to Visa or Mastercard" I would be elligible for this credit. It did not say it was a Platinum Visa or Mastercard, even though it seemed to be implied.
There was NO phone number or web address; no place to call or look for answers to my questions (The first of which would have been "Are you joking?") But it did say I would recieve further information after I committed and sent a check for $37.00.
Did I send money? NO. But I did send their envelope back WITH the order form. Of course I cut out my name, address, and a number that would identify my offer number. On it I wrote in red magic marker: "You've got to be kidding!", and kindly thanked them for the postage paid envelope.
I know these offers were not all worded the same, but if there is no way to contact anybody to ask a few questions, why would anyone send money? If it seems too good to be true, it probably IS.
By the way I did find a web site when I Googled the name. It looks nothing like a credit card service or any kind of credit institution.
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