I'm reading, and sympathizing with those who have been down the overdraft rip-off road created by BoA. I'm a victim, too. They absolutely stack the deck to maximize their collection of overdraft fees. But it's a shell game. Who knows what came in and when?
If they can figure out how to gain as many fees as possible, and it exceeds 5 in a day (supposedly their limit,) Guess what! We'll just put them on tomorrow's items presented list.
I spoke with a BoA rep last night, (Stepford Tellers) and get all the same runaround. Again, for kicks, I asked the question again. "How do you determine what to pay first?" I got the "sometimes by largest transaction first and sometimes..." (Get This) "we have agreements with vendors so they are first in line to be paid."
And to all of you who say "well you shouldn't spend what you don't have... Blah, blah, blah."
I'm a corporate professional and I can't understand BoA's mathematics. I'm only assuming that I'm not the only reasonably intelligent, responsible person who is having this problem.
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