It was my turn in the hopper a few weeks ago. The nice lady called me with the nice offer (internet shopping spree, coupons, "credit coach, " the whole spiel), the way she did for all the other suckers. Not for a minute did I ask why/how she got my number.
Well.
After giving her everything but the family jewels, the nice lady said a "package" would be arriving in the mail. About two minutes after I hung up, *then* the alarm bells went off. And off to the bank I went, to stop payment on the check. Not the end of the story.
The $139.99 payment went through anyway, but was bounced back for lack of funds (which is kinda odd; since I was told $129.99 by the nice lady. No wonder the stop-payment didn't work). Now it's three weeks later and they're at it *again*. And it got bounced back, again, for lack of funds (I got bills), leaving me with a negative bank balance and ever-mounting overdraft fees.
Thanks, TFS!
My question is, how do you dispute this? The CSR at the bank suggested that I "contact the merchant." But, let's get real, folks, TFS is not about to let a fish off the hook (they don't even answer their phones), let alone come clean.
And how do you put a stop payment on a company that can pretty much hoover your bank account *at will? *
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