We obtained a second mortgage with household finance in 2000 after my father died suddenly and we had to pay for the funeral.
Household used the death as a way of preying on us, we had a 12 plus intrest loan, and rolled in credit card debt. They over evaluated my houses value, and never obtained a value from a legitamite person.
Every bad business practice was used by them, and there home corp in illinois.
I wound up almost losing my home to these people and have fought the last 4 years to bring down the interest rate. We have it down to 10 percent only after having to file chapter 7. Thank god we still have our house.
Please don't trust anything they tell you, they have preyed on people and have caused lots of heartache for my family as well as my financial life.
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