Make friends with a local credit union, pay off as soon as possible.
I reported my card lost, only way I could get my payoff balance.
Read messages on Providiuan-emerge and you'll get the info on actually speaking with somebody who may or may not speak broken unintelligible english as a 3rd language. Submerge fits...
STAY AWAY FROM THIS CARD, unless you're declaring bancruptcy, then by all means spend away and enjoy.
29.99% int
annual fee
monthly fee
late charge fee
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