Where do I sign up for the class action suit?!?
For the second time in less than a year we are fighting a foreclosure action by Homecomings Financial. The first time was the result of a single late payment (bounced a check, my bad) followed by a bill for $6,000 for unspecified late fees, legal fees, etc., and when I called to try to work things out (and find out what the $6,000 was for), nothing but full payment would satisfy!
This resulted in our filing a Chapter 13 bankruptcy to prevent the foreclosure. We have not missed any payments since, and yet this company has filed again, requesting a removal of the bankruptcy protection so that they can proceed with the foreclosure, stating that we are 90 days in arrears on our housepayments and delinquent in our taxes! The most recent statement from them states that we are $12,000 behind in our payments. Our lawyer has forwarded copies of all of our payments since the loan inception and still they proceed, even with no grounds or proof of any of their claims! We have only owned our house for 22 months, and we did not start out with Homecomings — we were unfortunate enough to have had our loan sold to them by the original mortgage company and our life has been a nightmare since!
I have been online all afternoon researching this situation, and I have seen an alarming number of similar stories to mine all across the country, but especially in the DFW area.
So sign me up, or tell me where to go — I will be a willing participant even if not a dime comes our way, simply to be rid of these leaches and for the privilege of seeing them punished!
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