Complaint / Review
First National Bank Of Marin
Opened a $300.00 Credit Line, Sent them $50 App. Fee and Never Paid Deposit

I sent FNB of Marin a $50.00 fee to open a secured credit account. My father died RIGHT after that and I moved away. I never sent them the deposit. Now they have me in collections and say I owe them $700.00. I never charged anything but their deposit on this card.

Doesn't it seem, if I pay the $700.00 they owe me a $300.00 credit line?

I want to know what I can do about this. Is there anything? Now they just put it on my credit reports and the collection company says I charged the money, and now I owe the money, when I bring up the fact that 300.00 of this is supposed to be a credit account they call me a liar and refuse to tell me what happens to my credit line.

Help!!