In January my husband was contacted by Liberty Benefits Group via his cell phone. They wanted him to pay $299.99 for a credit card. I cautioned him against it and told him to find out more information.
He asked the person on the telephone if it was a "catalogue" credit card, ya know, the ones that you get to purchase only from their magazine. They said no sir its a real credit card. He said, I can use this credit card anywhere. They proceeded to tell him that he would could use the card anywhere visa/mc was accepted. They told him he could choose which card he would like. They said it was a one time fee to be taken out of our checking account.
We would receive the credit card within 4-5 days and it would be for a credit limit of $2,500.00. He asked for all the above information in writing to be sent to me at my email or via fax before he gave them the bank account information. They said they would do him one better, they would send an entire package with the credit card explaining everything. Well he was suckered... He gave them the information.
They did not hesitate taking the money out of our accout, it was taken the next morning. They did however hesitate in sending this credit card and package. My husband bugged them for two weeks strait asking when we would receive it... They kept saying only a few more days and we will send it out.
Yesterday I was fed up, it had been a month and we were still getting jerked around and no package, or credit card. Always feeling that it seemed to good to be true I googled the telephone number. Of course right into the usacomplaints.com it took me and I read many of declarations about the same thing happening to them. I immediately had my husband call the company and call them out! They claimed they had no idea what we were talking about... They assured him that it was legitamate credit card and that everything I had read was lies. They said that we would receive the package either yesterday or today.
Well we finally got the package. NO CREDIT CARD! Are you suprised... I'm not. All my husband can do is say he's sorry. He called the company after I wigged out on him for a while and they said well, you can send the package back to us and call us on March 4th, then we will refund your money minus the shipping.
1. Why would anyone pay 299.99 for a package of flyers
2. Why would you send back the package when this is your proof
3. Why should I have to wait an entire month for my money back.
4. Why should I have to pay the shipping for something I did not want nor ask for... All he wanted was a credit card!
Needless to say this is all very aggrivating and more stress to a very stressfull life. Maybe now my husband will learn the important lesson of ALWAYS GET IT IN WRITING, and IF IT SEEMS TO GOOD TO BE TRUE IT PROBABLY IS!
I have contacted the bank and I'm waiting to hear back at this point... I can only immagine what kind of mess this is going to be to get the money back. Writing this was my next step. I plan to do all that I can so hopefully this doesn't happen to anyone else.
If you are reading this because you have all ready paid the money... Don't wait to get the package, just stop everything now!!! GOOD LUCK!
Stephanie
Clinton, Massachusetts
U.S.A.
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