Bank One is one of the Worst CC companies I have ever seen come to light since the old Household Credit company.
These goons have a real nasty system too for continuing to bill even well after the Balance has been paid in full. Sounds like another AOL nightmare. Every place I know if you are running a balance when you pay off the balance basically the finance charge goes away. Well not with these people...
I transfered a Balance of $2, xxx. Xx from them to a better CC company. $0 for Balance I get slapped with with a mysterous Finace Charge and a sick late charge after getting more bills from them. I closed the account after my Balence was transfered.
I called their CSC and been told how I got the remaining Balance to transfer I said on-line from their website and the AAS (Automated Account System) the supervisor there said that is not the right amount and that I should have called for a closing Balance. So they soaked me for some $50 for their mistake and I been told that if I pay off the Balance on the invoice by the due date that the account would be closed with a $0 Balance.
Behold a new bill with a Finance Charge of. 50 cents!!! Now they are going to charge me their late charge on top of the. 50 cents and here I paid them off 2 times now!!!
So for having a $0 Balance $. 50 is the min charge when it should be $0?? That is the Bank One way...
How can I get this Monkey off my back once and for all???
Hopefully Bank One will be Bank None someday.
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