My first mortgage with Homecomings was paid off 12/03 with no problems at all with them. Three months later I pulled my credit to buy another house and found they had posted two 30-day late payments on my account, which was incorrect. 63 days later and over 40 calls, they reported corrected' information to the credit bureaus. Now, 8 months into this nightmare and several hundred calls and several Homecomings 'corrections', I have four 30-day lates and Homcomings refuses to listen or talk about it.
I have disputed the account several times through the credit bureaus to no avail. I have faxed documentation numerous times to Homecomings proving the inaccurate reportings to no avail. I have attempted to talk to their legal department and they refuse communication.
My credit has collapsed, I have been denied mortgages, and I continue to suffer harm. All because Homecomings refuses to report accurate credit information. BEWARE - do NOT take a mortgage out with Homecomings. Their customer service department is more like a devil's den. They do what they want irregardless of how it might hurt someone and refuse to take appropriate action to correct mistakes. Afterall, they THINK they are perfect.
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