Complaint / Review
Allstate Insurance Agent Linda Clifton
Auto premiums near $10,000 a year despite better credit rate

I had been a faithful customer of Allstate Insurance through the agent Linda Clifton for about 10 years. In about my second year with Allstate, I married and became a stepfather of two young boys. About a year later, my new wife and I bought a house.

I persuaded my wife to switch to Allstate and insure our new home along with both of our autos, as Allstate claims discounts for insuring both. Allstate took my new wife's personal information and credit history, which is mandatory for insuring our home, but never disclosed that with my wife's better credit we could qualify for a better rate on auto. A few years passed and my stepsons became drivers on my policy.

Nearly three years after the boys started driving, the truth came to the surface that I was being charged about $10,000 a year for auto coverage for the four of us. I found out that other major insurance companies will charge us less than half, less than $5,000 a year for the same coverage, based on my wife's credit. The truth about the overcharging only came to the surface because of a separate dispute with Allstate. I was a long-term loyal customer who never missed a payment.

It is a blessing to find out how much I am saving now.