In 2001 we moved and our furniture was severely damged by the movers after almost 18 months allstate paid $3,400.12/03 heavy rains blew water into our atic we reported a claim but it turned out to be less than our deductible..
The same thing happened in Jan 04 but in a different spot Allstate paid $350 approx, my wife lost a small diamond cost to repair and replace diamond $172 (we had a separate Jewlery rider policy..
We have paid out 1,000 to $2,000 a year for 17 years as an allstate insured now we are cancelled for frequency of claims..
Lesson learned don't report a claim if it might be less than $1500... I cannot get insurance now... I have called 20 insurance agents no one will touch me. We thought that was what insurance was for... Guess not. Our agent or adjuster should have advised us... Before you report a claim ask your agent how it will affect your insurance.
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