In 2006 I bought a truck for $20,000. I made the payments for two years ($435.00 a month). I got sick and couldn't work, and they started to call me every day. I told them that as soon as I went back to work I would catch them up. They wanted $250.00 a week to catch me up. I told them I couldn't give them that much because I have other bills and a family to take care of. They told me it was my problem, not theirs. They said they would repo the truck if I didn't pay the amount they wanted.
So I had to file for bankruptcy. They came and took the truck at my workplace; I don't know how they got through the locked gate. According to the law, they can't come through a locked gate or pick it up if you have filed bankruptcy; a judge has to give it to them. I paid $20,000 for it and made 24 payments on it. They sold it for $4,500 and sent me a final bill for $18,000. My lawyer called them and threatened a lawsuit, and they have not called me anymore. They are pricks.
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