I bought a car from drivetime in 2007 i had bad credit because i lost my construction buss. And had to sell all my trucks so i was looking for a new start. It was working for the first year but the 2nd and thrid year was bad for bussiness we moved back to calif from nv at a bad time work was bad, so my payments were bad, at first they seem to work with me but then customer service started to get real rude i mean very rude were i wanted to drive to AZ and whip there f*cken a*. So half way threw the 4th year payments were better but not on time cause of work 1/2 way threw the 4th year work picked up and i started to pay my payments within the same month i was due so i was now only 7-10 late for about 4 months then in out of 2009 payments were on time. I paid 650.00 in nov then i paid 325.00 my reg. Monthly payment then i got a call saying if i dont pay 2700.00 there comming to get my truck, i asked why they said i was behind 100 days i said show me how im 100 days late they couldnt, i was forced to pay 1200.00 in jan to keep my truck. Thats $ 2175 within 3 months. Since nov i have paid my payments on time and i still have my truck.
2 months ago i went in to buy a family car and the car company asked me about a charge off from drivetime i said WHAT i dont have one they then show me my credit repot and those dam pricks charged me off in jan. Remember i paid 122.00 in the month of jan and 975.00 the last tow months. I call them and said WTF they said nothing that the charge off was right and there not going to change it. Oh the truck has never been repo and i still have the truck and i never got a letter of was told it was or going to be charged off so now every month i make a payment it reads charge off. I have since contacted BBB all CREDIT COMPANYS FED. Trade comm. AND NOW IM WAITING FOR THE CREDIT COMPANYS TO GET BACK TO ME BEFORE I RETAIN A LAWYER.
Whaen i call one of the credit companys they told me my credit has suffered approx 116 points less because of the charge off so i would be in the high 600 right now if it wasnt for these low leavel pricks, this is going to take some time even if when i retain a lawyer and they agree to fix it its still going to take 6 months to change it.
They are rude under trained low paid a*holes, do not by from them there will be a problem. Again my payment history was bad but i got back on track and when i did it seems like they did me wrong with my credit reporting.
Beware of drivetime
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