I was checking my bank account and noticed I had an overdraft fee of $35.00, yet I had a balance of $2.25 left in my account. I deposited $100.00 from my savings, and they credited it. My paycheck as well as my husband's paycheck was also deposited in the account, and yet another overdraft fee of $35.00 was charged after the deposit. When I pulled up the last charge of $35.00 to view the transaction, it said there were zero items they pulled charges for. On 09/27 I had a total of $75.00 in my account, and when I subtracted the deductions, it came to $2.25. Why did they charge me?
09/29 debit: Your account had insufficient funds to pay $35.00
Zero items
Total item amount $35.00
Total overdraft item fee $35.00
What kind of deal is this? It is fraud, that is what it is. Just plain fraud. I have a copy of my account history. I just wonder how many people they have done this to. I work hard for my money, and I have obligations to meet.
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