Following Hurricane Ivan, Allstate's adjuster told me my house was "just settling," in an attempt not to pay my claim. I am now on my 16th adjuster. The rep from the Florida Insurance Commissioner's office said Allstate lied about what it had to pay and also documented the bogus phone numbers Allstate gave me. This rep also said Allstate was operating in bad faith by allowing about $0.37 on the dollar for the cost of repairs. It took almost all my savings and 2 years to repair my house. Parts are still not repaired. I have still been unable to collect from Allstate.
At least 15 contractors refused to even deal with me when they found out I had Allstate, citing Allstate's refusal to pay realistic prices for repairs. (To rip out and repair the guest bathroom, part of Allstate's scope, the ballpark price from 4 contractors was $1200. Allstate allowed $360.) They cancelled 95,000 policies in Florida and then raised their rates by well over 125%. This is why it took only a matter of weeks for 4 other states to sue Allstate after Katrina and Rita. Ironically, my insurance agent lost her house after Allstate refused to pay her claim. Many Ivan survivors still have not collected from Allstate. Never make the mistake of believing you are in good hands with the lying thieves at Allstate.
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