My husband and I received a check from our insurance company several weeks ago for replacing our roof and part of our outside fence. The check was payable to Midland Mortgage Co. and my husband. We were told to mail the check to Midland Mortgage without endorsing it, and that they would endorse it and mail it back. That was almost a month ago. We have since received a second check for the inside damages, and I sent that check to them also.
After going back and forth with them over the documentation they needed for the roofer (insurance certificate, license, etc.), they now tell us they are mailing the two checks back to us so that we can endorse them and mail them back, so that they can hold the funds and disburse them in small increments as the work is completed. They want to send only a small portion that will not even cover the roofing supplies. We have damage to our fence that we cannot fix without paying for it ourselves, with the hope of being reimbursed some day.
This is a rip-off. Midland Mortgage Co. is withholding insurance checks from a hurricane-ravaged Mississippian.
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