The mortgage company is saying that I still owe 70,469.00 on the mortgage. When I first got the house, the loan was only for 63,000, and I have been here for the last 5 years. I owe more than at the beginning, so how can that be? I had to file chapter 13 to keep the house because my mother was ill, and when she died I was off work for a while and had no income, so I was behind in the payments. So that I would not lose the house, I had to file that. I was paying 722.84 a month and then 680.74. I have paid 722.84 for the last 9 months and should have been paying 680.74. Please tell me how I can owe that much on the mortgage. That is a rip-off. Please help me.
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