As a naive teenager eager for credit, I actually ordered this card, but when I found out about their "terms" i refused it and sent back their "credit education package"
They said that my crdit limit was $300, and the 'package' was $300, so I would have no credit on the card... Thank god I refused... So I sent this thing back, and 5 years later I am still being hounded by them. They call my gramma, my parents, ex-boyfriend, and his mother... (that's embarassing enough)
They will not accept that I did not use this product, nor did I even activate it... I have filed several disputes with Experian, and all have come back as valid debt. I have also, due to the advice found on this website, filed complaints with the BBB and the FTC.
Let's keep this up guys, and we will get'em!!!
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