Somewhere between 5 and 7 years ago, I notified Fingerhut the product they sent me was defective/falling apart and asked to have it sent back - I was told I needed a 'Return Authorization Number' - which they refused to give me.
I, in turn, refused to pay for product that was rusting from normal use, DISINTEGRATING without just cause. I did NOT hear a WORD from them after that - until this past year... When RJM started sending me letters (and I had no idea what it was in reference to until I got a copy of my credit report!)
I have since mailed RJM TWICE to have this removed from my credit report with ABSOLUTELY NO RESPONSE!!! They then turned it over to an Attorney Kay - whom I have ALSO notified... Three weeks ago!!!
AND it STILL has not been removed from my credit report!!! I was OVERCHARGED for items which FELL APART!!!
And I am EXPECTED TO PAY for these items SIX YEARS LATER???
WHAT is their PROBLEM???
I have, as of today, notified Fingerhut AND RJM of my intent to sue them if this is not removed IMMEDIATELY!!! Anyone who would like to join me in this suit is WELCOME!!!
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