I bought new furniture back in 98 1 year same as cash. I didn't get the loan paid off. They said they would send me a bill to make payments. I have been paying on this loan for about 5 years. I called them regarding my bill Becasue I noticed it had never went down the balance. They said the payments I was making only went toward ther fiance charges. They have made $2,820.00 off me and none of that has gone toward the $2300.00 I owed on the furniture.
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