Below is a brief summery, and then some
questions regarding the evil Stuart Allan Collection Company. Any assistance would be greatly appreciated.
3 July gave verbal notice to vacate 6mo.
Lease (signed on 13 January) by 31 July.
However, was informed that the lease I signed was for
31 August,
not 12 July.
7 July gave written notice of intent and
circumstances to Paul Ash Management (2026 E Prince
Tucson AZ 85719) agent. Was told by agent Yvonne, in
physical presence, that there was no problem with
moving out early.
22 July left apartment in impeccable order. Gave
agent Yvonne two bottles of Blue Nun wine as a thank
you for her understanding of our circumstances (as per
7 July letter), and left our new address.
In addition, submitted a change of address with the US
Post Office. Was not once contacted by Paul Ash
Management as per Arizona Landlord and Tenent Act, or
my lease contract.
26 July one year and 4 days later, received
FIRST notification from Stuart Allen Collection agency
(5447 E 5th St Tucson Az 85711) informing us of an
(alledged) debt, #00766147, in the amount of $473.57
Both above Company's were immediately notified
regarding my shock as to their injurous actions.
Ironically, on that same day, my spouse and I, who
were homeless, had applied for a lease on an apartment
in Albuquerque NM.
Due to a "serious delinquency" on
our spotless credit report (initiated by Paul Ash
Management) approval for a residence was conditioned
on a Cashiers Check to Paul Ash and a doubling of the
required deposit.
27 July a Cashiers Check was purchased, and
subsequently sent by certified mail to the above
Company's. Delivery date of the extorted funds was 1
August.
16 August follow up Certified Letters to above
Company's was received, asking for the return of funds
and removal of bogus debt listed with Credit Reporting
Agencies.
7 December credit for Christmas gifts was
rejected by Foley's department store because of a
"serious delinquency" (initiated by Paul Ash
Management).
10 December Credit Report shows all 3 major
Credit Agencies listing a delinquent debt of $473.57.
A call to Wells Fargo Bank informed us that the
extorted $473.57 Cashiers Check was cashed on 3 August
2001.
Questions:
1. Is a debt collection agency (Stuart Allen &
associates inc) allowed to ruin someones credit for 7
years without notification?
2. Is a debt collection agency (Stuart Allen &
associates inc) allowed to accept a collection
contract without verification or proper "backup"?
3. Is a management company (Paul Ash Management)
allowed to hire a debt collector without notifying, or
even attempting to notify, an accused resident, a
violation of the Arizona Landlord and Tenent Act, and
a violation of my own signed contract which stipulated
(part 19) that I would be notified regarding any
obligation with my lease?
4. Is a debt collector allowed to keep a "serious
delinquecy" on a credit report 5 months after the
alleged debt was extorted?
If any of the above are violations of law, as they
clearly are to common decency, how does one pursue
criminal/civil action, including all possible
compensatory and punitive damages?
Although personally I like a judge to order them sex-changed
and sent to Afganistan to live as Afganie women.
Sincerely
VCS
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