On July 26th an hour after applying for an apartment lease, a letter was receive at my PO Box, dated 20 July stating from a Collection Agency, that I owed Paul Ash Management $473.57, and that if I refused to honor this (alledged) debt within 14 days of receipt, increased collection efforts would take place.
This (alleged) debt was to have taken place during July from a lease I had with, and properly honored, with Paul Ash Management. Even though my contract with Paul Ash Management specified serving me notice for any funds they may have thought I owed them, the first I heard of this debt was the 20 July Stuart Allen & Associates Inc threat.
On the following day, my wife and I were told of our bad credit rating due to our failure to pay a debt to Paul Ash Management. The management agency of our new lease said that they would allow us to move in if: we prove a copy of a Cashiers Check made out to Paul Ash Management for $473.57 (which we barely had at the time), and pay twice the required deposit. As my wife and I were rather stuck in motels with our finances dwindling rapidly, we agreed to the extortion.
In addition, during telephone conversations with the Collection Agency, Stuart Allen & Associates Inc, who by the way, were unable to provide sufficient "backup" to justify their Paul Ash Managements referral, did say that the "bad credit report" would be removed if I paid the alledged debt.
During this time I had to seek medical help for chest pains, and received a prescription for glycerin, and my wife received and is continuing medication for depression brought on by this financially hardshipped situation. But, we bit the bullet as all good American victims of capitalistic greed, and figured we'd get over our loss. We thought wrong. On 1 December I applied for and was denied credit, for which I was purchasing a Chritmas gift for my wife.
Today, 8 December I received a letter that my credit was denied because of a "serious delinquency". Even though I sent (on 27 July) a Cashiers Check to Paul Ash Management the day after I first heard of my alledged debt, the alledged debt remains on in my Credit History.
Personally, I would like to see Paul Ash Managements family suffer for what they have put me through... But the bottom line here is, why do I have to be punished for the next 7 years with bad credit for something I never did?
If you took all the hate stirred up over the 9-11 tragedy, my hate for Paul Ash Management surpasses it.
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