My wife had a payment arrangement with FIA last year who called her in November and told her they are changing the terms of her payment agreement and that she must provide them with $3200 immediately or else they would send her to collections. My wife made her payments faithfully to this company and they had no reason to "change the terms" of the agreement. Nevertheless, the company sent her to Creditors Interchange. "Jess" called her today from 800-545-2705 extension 7805 and told her that she must pay the $3200 immediately or they will garnish her wages, place a lien on our home and damage MY credit as well. I checked the FTC website and these threats are illegal. I'm just beginning my crusade against this company. They threatened the wrong household.
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