They used my application for a loan to charge me a $49.95 coupon club membership fee - I never heard of the club, never authorized transaction, never even completed the loan request. Canceled my application when I saw the outrageous interest rate. I was charged $61 in overdraft fees by my bank because of these scam artists. Filed a complaint and waiting to hopefully be reimbursed. My bank told me because the word "affiliates" was mentioned somewhere on the loan site, they were able to attempt such unethical business acts. If enough complaints are made, this sneaky practice might finally be banned once and for all!
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