11 Applied for a walmart credit card for a promotion of a new 42"Polaroid LCD HDTV. 8 I become unemployed laid off from current job filed for unemploment in Arizona which holds back the first week payment so i called walmart credit services and informned them i would be late on my next payment is there anything we can work out, they suggested the hardship program C/S rep authorized the reduction in intrest for six months i asked could you send the paper work to confirm this program (nothing came in the mail or email. November i get a call on saturday from an english speaking lady from the hardship dept. Asking if i wanted to start the hardship program? Already making payments reduced intrest payments since 8which they said there wouldn't be any late fees on this program (wrong) they charged me late fees when i inquired about the fees on my statement/online they referred me to C/S and they wouldn't say what the fees where for, that went on for three months then i just paid them. Then six months goes by and the card goes into collection permantly cancelled at 29.9% interest then a year goes by and EUB ends and i still havent found any work (small rural town) and i call Walmart again and they say we can do $20.00 a month for 3.3 years. Asked when could you make your next payment payment due date 20th i say the 19th and do so on the 19th they inturn say i missed the 19th and charged me a late fee, that's the third time they lied and deceived me for their own gain. Help
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