I saw an add in my local trading journal for computers and more, low monthly payments. I did not tell my fiance' that I called them with my information then. I wanted to get her a computer and a diamond ring for Christmas in 2000.
I spoke with a "service agent" who claimed they needed to run a credit report before they could determine how much i can finace on their merchandise, so I gave them my account number to my checking account, and waited for them to send me the information.
I didnt know that somehow they would get the routing number. I recieved a "booklet" about 3 months later. My checking account had been taken for $99.99, then a withdrawl came for another $99.99, nad yet another. I tried to get my bank to stop payments to them, because I never purchased anything from them.
My bank told me that there was nothing they could do unless they could track their electronic withdrawl number, or whatever its is called.
My fiance has informed me that we recently recieved a "bill" which states that I owe them $263.85, for daily balances, finance charges, misc. Charges, late charges, and membership fees. This is not correct, as i NEVER gave them permission to withdraw form my account, nor have I ever purchased anything nor did i ever recieve any credit cards from them.
We saw the MSNBC nightly report of companies that pre take money from accounts in order to recieve credit, which is ILLEGAL, and that is exactly what they have done to me. They have taken more than $350.00 out of my account here and there. I have closed my checking account now, fearing that if I reopen it, my money will dissappear again.
I even went to Las Vegas looking for this company, and of course, as they have a PO box there is no such company. They are ripping off people, and our money is dissappearing. I dont know about you, but me being in the military, I work damn hard for the money that I recieve for my family, and for our housing, and bills.
Something needs to be done about them. Where is my money now? I have tried to contact them since and they never answer the phone. I want this s* stopped, I want nothing to do with their "ompany" and I have written them 5 times, telling them that they need to send me documentation of any transaction that i ordered from them.
That I want them to stop taking money from my account, and that I demand a refund for the transactions illigally taken... No response from them what so ever, just more bills from them.
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