I was told by Patricia Williams that if I paid $3,870, she can get me into a government program, created to assist people that have lost value in their homes due to the housing crisis. It is called a Flex Refinance, where the current appraised value of my home is used for my new loan amount. The second is negoiated with the lender and they are offered a small amount to settle the account. The new lender will then pay off the the old lender and my new loan would start with my first payment (30) days after my loan is funded. The whole process was supposed to take 30-60 days. The initial review of my file took 3 days and then Patricia notified me of my approval into the program and payment was due, directly deposited into an account that she gave me. She claimed to have had an Attorney that would intervene, if necessary, to accomplish the goal at no additional cost. She stated that she had done this for 20 people, all of whom were successful and no clients being turned down. After being paid, the next 5 weeks, she and KC (only have her initials from email) told me that they were working on my file but people were in front of me. Finally, they informed me that the program I had paid for had been cancelled. I ended up contacting my lender myself. When I told Patricia, she called my lender to ensure that the information was accurate. However, she was unable to work out anything on my behalf. She simply said that I should take the deal that I worked out on my own. When I asked for a refund, KC refused. She claimed that the program I had paid for had been cancelled at no fault of theirs.
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