This is a company that calls you up and tells that you've won something.in my case, I'd won some kind of sweepstakes for a special magazine subscription price locked in for 5 years as well as a watch. They told me that I could choose form several magazines, but would start me off with four particulars one and that I could switch my subscriptions at any time. I asked about they're cancelation policy and was just asked to please not cancel because the subscription payment helps fund the contests.
The representative then stays on the phone with you are you answer questions while you are being recorded. If you give a "wrong" answer, the rep prompt you with the "correct" answer and coaches you and what to say. They debit your credit or checking account every month without ever sending you anything in writing. I never received my free watch, nor a list of magazines so that I could choose something I might actually read. After leaving my job and moving, I called to cancel twice, and was told each time that I could not cancel.
When I said that I had never signed any agreement, I was told that they could replay my verbal agreement for me. I was then told that they would settle for half of the remaining balance. I didn't have the $300 at the time, otherwise I would have been tempted just to pay it and be done with it. This is a complete con and something should be done about it. I should have just hung up when they called, and would have if they'd originally said that I could not cancel. Those were not the terms that I agreed to and never received any information electronically or by mail that would have indicated that the terms had change (or ever what they really were).
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