Restore-My-Score.com owner Michael Torres is shady. Many of you reading this will recognize his name from Credit Fix Now/National Credit Services (they change their name every 3 months or so), which was also a shady mortgage lead company out of Canoga Park, CA.
Michael Torres has taken advantage of several people that have helped him not only to establish his company, but also sent him business and didnt pay the referral fee as promised. On all accounts, he has taken the money and ran. If he does respond to you, (usually days or weeks later) he gives you the run around and excuse after excuse.
My business experience with Michael leaves me out $280. I sent him numerous clients that signed up for the program and never received the referral money per our agreement. I have been emailing, text and calling him since December. I have yet to receive anything Not even a call back.
If you are considering using his credit repair service (www.Restore-My-Score.com), you may want to contemplate that for a moment Are you going to be comfortable as a Loan Officer/Broker sending your clients to someone who has business ethics like this? He will obviously let you contribute to his business, but wont contribute much to yours.
What if you or your client needs Michaels assistance? You certainly wont receive the referral check hell promise you, thats for sure. If you are a client looking for the service for yourself or a family member, are you going to be comfortable sending in $695 up front for a service headed by this shady individual? Enter at your own risk
If you want more specifics on this situation, please don't hesitate to contact me
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