When i got this in the mail i automatically call to cancel it because i don't remember applying for anything like this. And so i call the number that was provided on the approval letter it was just an automated machine. I follow through untill it told me to say my name that was when i stop and it supposely transfer me to a live operater which no one answer so i hung up. Then came searching for the name of the credit card i came accoss this. After reading some of the reports i knew it was a total scam..
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