I received a credit card in the mail stating I was preapproved and had $6,500.00 credit. The first thing I noticed was that the credit card number started with '7'. Also, there is supposedly no interest charge - how do they make their money?
There was a small box towards the bottom of the page which read as follows: To STOP receiving "Prescreened" credit offers from us or other creditors, call 1-888-567-8688.
When I called that number, it was an automated service which asked me questions to which I could verbally reply. I was asked if I was calling from my home number to which I replied yes and my address was read to me asking for a confirmation. I was then asked for my social security number which I, of course, did not give. I was informed that this information would be kept confidential. The next question requested my date of birth. I hung up at that point.
I googled 'CCA' and got to this website where I found other people had also written complaints.
Beware - this sounds like identity theft to me!
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