I received the merchantcard and as soon as I received I called to activate it. What I noticed is I had never signed up to receive any card. I read the terms and service and it said that there was a monthly bill adn they would take it out of my checking account. This was unbelievable! Their benefits were good but it was just to awkward. I don't even know how they got my address and name. I sometimes sign up for contests I thought they got it from there. I didn't want to go ahead with the activation so I came online to find out more. It's weird because there are only rip off reports there is no direct link. I hope my savings account is ok.
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