I recently was checking on my credit report to find out what range my credit scores were in and to find out if a recent payoff on a credit card went through. Sure enough things were looking up for me until I found a (ccj) judgement on my report.
I saw that that the negative item on my report's Public Record was of the company CACV OF COLORADO LLC. I saw that this same company ownes the collection from a credit card that was charge up years ago. I did not pay this for personal reasons. My credit card at that time was a $5,000 limit. Now CACV is trying to get over $7,000 for this.
This is the first time I knew of this judgement and I never received any letters etc. On this from CACV. Another reason I was checking on my credit was to know where I am because I'm looking at moving in the near future.
I have been reading other people's letters on this same company. There is a guy by the name of Steve from Bradenton, FL. I work and live in Florida and I was wondering if Steve could give me some advice on this knowing the Florida laws.
This account has 1 more month to come off my credit. It's been nearly 7 years. How can I go about taking the right steps and actions at this point. I need to get the Judgement off my credit.
Thanks
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