On 1/3/06 the charge off amt. Was $866.08, but when the NCO Financial Systems, Inc. (ref#AZ8471) got it the amt. Was $541.08, because I had made payments in June until I could afford to pay off in 1/3/06, which was the date entered into their system. I received a notification dated 7/14/06, that I owe $383 interest & late charges & siad I needed to pay that amt.
I spoke to a rep at 1-800-879-4358. I spoke to several rep. (s) who demanded I pay that amt. Their explaination was that the $58 accrued this $383in interest & late fees were from June. I was instructed to call 1-800-537-7326 to request a copy of my payment history from NCO Financial Stytems, Inc./Am. Express, & was told reluctantly they would send a copy to my home address. I spoke to (2) rep. (s) from NCO Financial, 1-800-322-2608 per Chermaine Gowan & Maureen S. Says that the $58 bal. Due were late charges turned in after the charge off amt. & late charges of $29 was paid in 1/06. I ahve been trying to access the NCO Financial website to pull up a coppy of my payment history & was unsuccessful. I need some assistance to clear the matter up.
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