I put Providian and two other credit cards into debt consolidation. The other two recieved the praposals and promtly replied, providian however claimed to have never recieved the praposal. They have been calling every other day demanding payment. On March 18 my wife talked to them for two hours and after being told that they had not recieved the praposal, which had been mail once and faxed twice, she was finaly told that it was being thrown away because it was addressed to providian and not First Select, providians collection department. I spoke first select yesturday and was told to have it re faxed. Today I recieved a call from them demanding payment. I was informed that they had recieved the praposal on march 13 but that it had not been approved yet. I was also informed that they have been recieving payments from my consolidation company. They have included things in letters from them such as if we do not pay they will report it to the credit bureau and that it can effect getting a job. This is a horriable company to do buisness with they will do anything to keep charging you for lomg as they can. If they claim to not recieve the praposal they can keep charging.
Larry
Topeka, Kansas
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