First Credit of America keeps calling me. Sometimes they hang up on me after I answer (caller id). They claim that my husband owes over $500 in adult phone line usage. They say they represent Network Phone Services and are demanding payment and threatening to take wages, etc... It does not appear on our credit report, and they claim it is from 4 years ago! I have requested several times that they send me an invoice, so I could look into paying off the debt if is indeed valid. After months of harassing phone calls (4 times a day), I am ready to file a complaint against them! Anyone else heard of them??
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