As of last week (Feb. 18) I was contacted by my bank and told that the re-fi on my house could not go through as Northern Leasing had a damaging report against me to the 3 major credit bureaus. This is the first I have heard of this, I was told by the bank I would have to pay the debt before they would re-finance my home.
I called Northern Leasing (Lamarr Johnson) & was told I would have to pay them $800.00 to get a release. I was told by the sales rep in 1999 that the agreement was on a "Trail Basis" and if it did not work they would pick up the equipment and the contract would be null& void. The equipment did not perform as I was told & the rep picked it up after about 3 months. We only used it about 5 times as it would not work.
They continued to deduct from my bank account and then started deducting an additional $15.00 a month for a company named TeleCheck; when I called to stop this they said it was a mistake. They had bought Telecheck and just started charging me for that service also which I did not have nor had ever heard of. They refunded one $15.00 debit & then continued to debit the $15.00 each month thereafter.
I finally had to close my business bank account as they had the routing numbers.
I mailed a check for $800.00 on 2/26/05 which I now intend to stop pay on this Monday (2/28/05).
My mistake was that I did not search the Internet on this company until today & it is the same story all over the country.
Although I knew I did not owe them any money I felt I had no choice as my bank said I would have to satisfy this debt before they cound prodeed to re-finance for me. After seeing all these negative reports via the Internet I have decided I, for one, will not help Northern Leasing continue to debunk the public. I told Mr. Lamarr Johnson all the untruths I was told by the sales rep and although they admit to having this sales rep he stated they were not responsibile for any lies I was told & that I had to pay the $800.00.
I have not seen or used their equipment for 6 years which they know there was no activity on as I do not have it. These people owe me money. I do not owe them. Tomorrow I will stop pay on the check & close this business acount as they will have routing number once they receive my check. I know they will move forward to deduct from my bank account again therefore I will have to close the account. It will be interesting to see the reaction from my bank when I present all these compalints I have printed off my computer. Will they still advise that I have to pay these crooks to clear my credit or will they stand behind me.
The way the world is going today I will not be suprised if the crooks win. I also noiced these people go after small businesses like myself; evidently it has made a gaint out of them. How can we fight this? I do not make my living beating my customers as they do therefore I do not have the funds to fight this legally.
Any suggestions?
Nancy j.
Chattanooga, Tennessee
U.S.A.
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