I recently got pre approved for a home loan with my husband as a first time buyer. We submitted an offer for a short sale and it was approved only by the seller. However, it has not been approved by Bank of America which is handling the short sale.
Despite a two hour meeting in person with Chase at this location, despite going over every detail and clearly specifying we'd proceed pending the approval from Bank of America... Pending B of A putting the approval under my husband's and my name. Despite all of this having been talked over and discussed to every last detail. I come to find out that the wonderful mortgage people of Chase Bank proceeded with an appraisal on a property I have not been approved to purchase!!! They deducted $395 from my account for an appraisal which had no grounds to go through since this short sale has yet to be approved!
I am beyond furious and have already demanded to have this corrected and get my money reinstated.
If for whatever reason this sale falls through, rest assured I will take every dime and penny from my accounts and happily take my loan elsewhere.
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