I recently got pre approved for a home loan with my husband as a first time buyer. We submitted an offer for a short sale and it was approved ONLY by the seller. However, it has NOT been approved by Bank of America which is handling the short sale.
Despite a two hour meeting in person with Chase at this location, despite going over every detail and clearly specifying we'd proceed PENDING THE APPROVAL FROM BANK OF AMERICA... Pending B of A putting the approval under my husband's and my name. Despite all of this having been talked over and discussed to every last detail. I come to find out that the wonderful mortgage people of CHASE bank proceeded with an appraisal on a property I have NOT been approved to purchase!!! They deducted $395 from my account for an appraisal which had NO grounds to go through since this short sale has YET to be approved!
I am beyond furious and hve already demanded to have this corrected and get my money re instated.
If for whatever reason this sale falls through, rest assured I will take every dime and penny from my accounts and happily take my loan elsewhere.
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