In 2008 my ARM kicked in increasing my payments drastically. I contacted ASC regarding a loan mod and was given the run around as well as being treated very rudely. My interest rate was lowered 1 percent. ASC was unwilling to work with me. I was referred by Mortgage Express in Portland, OR regarding a forensic audit/loan mod. This company, Samaritan Financial, in Florida turned out to be a scam and I lost $2500. This firm is being investigated by the FL Attorney General's Office. Meanwhile I fell behind on my mortgage payments. I agreed to comply with a forbearance agreement and was told that if I made my payments on time I would be eligible for a loan mod review in November. I was denied without submitting any paperwork and was told that the 1 percent reducting a year ago was considered a loan mod and that the investor said I should have known that they don't do more than one loan mod per loan. This is a lie. ASC has been taking my money every month and knew all along that I was going to be denied.
I mentioned the Obama Affordable Home Modification and was told that the investor as chosen not to partake in this program. Today I received two letters from ASC. One stated that ASC wanted to help me thru these tough times and was happy that I was a customer. All I had to do was to send in my financial worksheet (I have already submitted 5) and there were many programs available to me. The second letter stated that I might qualify for the Obama Affordable Home Modification. DIDN'T THE INVESTOR ALREADY SAY THEY DID NOT PARTICIPATE IN THIS PROGRAM.
ASC is nothing but a company of jerks who apparently are not of this planet.
I urge everyone having problems with ASC to contact your State Reps, Congressman, Governors. SOMETHING HAS TO BE DONE REGARDING HOW ASC OPERATES.
ASC seems to get pleasure in foreclosing instead of helping people retain their homes.
Let's band together and do something.
Contact me at [email protected] and let's make ASC accountable for their actions.
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