I had hired a woman Renea aka Nikky claiming that she specializes in CPN #s TRADELINES. Aparently this lady took the money and did not render any service to me. She claims a tradeline takes 30 to 45 days to post on your new credit report she also never picked up her phone and gave me made up reasons why the trade lines take long to post. Now for all of the people reading this article a tradeline is good reported history on your credit report.
Usually credit repairs and mortgage brokers tend to sell you a tradeline that is reflecting positive on an account. What they do is a mortgage company like the one, that the woman new someone that worked there they sell the consumers good standing records to somone who has bad credit. They sell a line which is a tradeline that is a sentence stating your car, house, any loans have been paid off. So if your a million dollar customer the next bad credit person will have good credit if the price is right. Basically its a scam. But how their getting over on the Cops and FBI their is a federal law that states any person not willing to use their ss# when purchusing a loan of any type doesn't have to use it. They can use what is called a privacy number. That is a 9 digit like ss# that works in place of your ss#.
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