I relocated 600 miles from El Paso, Texas to San Antonio, Texas to close on my home, located at 10318 Overland Creek, San Antonio, Texas 78245. I arrived with my all of my belongings in a U-Haul truck. The lender, Erika Naegelin, of Community Home loans brought up a snarl in the lending process, where she stated that I had not supplied proof of income, and verification of employment with the company that I was relocating with. She talked to my District Manager, and to my Corporate office who told her of my verification, but she wanted more information to the income. This is after my Pre-Approval of $100,000.00 for the home, based on my current income.
I had difficulties retrieving my $1000.00 earnest money from HUD, and they stated that I defaulted on filing for an extension of my contract. The contract and extension were forged, and not signed, nor authorized by me, and HUD honored it. I am still trying to get my earnest money back, and willing to charge the Realtor, Ryan Schuchart, with Realty Executives of San Antonio, and Erika Naegelin, the lender, as well as HUD for deceptive practices, damages, and reimbursement of all the time and expenses accrued throughout this ordeal.
I am currently living out of my suitcases and staying with relatives here and there, with my three dogs, as a result of these fraudulent practices. I seek restitution. Please Help!
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