If you are with US bank home mortgage and you are in any way behind in your mortgage—GET a lawyer ASAP.US bank will present to you that they want to work with you but they have no intention of doing so. They are one of the worst offenders for taking peoples homes—even if you qualify for restructuring the loan or for the hamp program. They will take your home even if you can make payments for once-missed payments. Here is why they are snake in the grass: if you have a us bank mortgage and you have a temp hardship or other issue that involves working with them to refinance or restructure your loan—they first file a summons. Then a lawyer from us bank will contact you. The lawyer will be nice, warm and friendly. He/she will tell you that you can save your home and not to worry because the bank really doesnt want to take your home. He/she will connect you to a loss mitigation person at usbank home mortgage.
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