I was checking my account balance on Thursday, September 20 when I saw that I was in the negative, not only did I get alarmed but I then saw a $30.00 check. I didn't authorize this to be taken out!!! I called my bank and unfortunately on the day that I called the bank couldn't tell me who the company is until the check posted on my account the next day. Okay, so the next day, Friday, September 21 comes and I see that a company by the name of Vantage Funding took out the $30.00 check! I immediately called them and told the woman I didn't authorize this! I asked her what is this for and she told me it was for a loan application. I told her I didn't apply for a loan with Vantage Funding and she specifically stated, "well we somehow got your information." Then I said, "well somehow I didn't personally give you my information." She couldn't explain to me how she got my information! Not only did I demand my $30.00 back, she repeatedly kept trying to tell me to apply! I told her NO!!! I dont' want to apply and I never applied with your company!!! She then tries to offer me $100 gas card! I don't have a car! I don't want it! I just want my $30.00 back that's it! Then I said, I want a supervisor then she hangs up on me! Wonderful! Now I am stuck with a $30.00 nonauthorized check plus a $36.00 NSF (non sufficient funds) fee from my bank! This is just great!!! I did file an investigation with my bank but I can't get a credit not until 120 days!!! Great! Thanks a lot Vantage Funding!!!
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